What is the National Health Insurance?

A single word, 'Aadhar', means in Hindi. Every Hindi speaking citizen is registered in the ration card database in the State, which is also known as the National Health Service (NHS).

The information that you can get from this database is exactly how many people you live with, whether your name and address are on a list of births or deaths, and whether you are an employee or an unpaid volunteer. Aadhar is the basic right to health of every citizen of India, under the Constitution of India.

The National Health Service, otherwise known as the National Health Insurance (NHI), is administered by the Central Government in cooperation with the State Governments. It covers nearly all medical expenses and is delivered free of cost. All registered people are entitled to this medical cover.

'Totp' is the Hindi word for health, which means both the number of people living in a single household and the number of people living in multiple dwellings. For example, if you live in a single household, you will be covered by the NHS for the same number of people. But if you live in multiple dwellings, you will be covered by different numbers of people, depending on where the dwelling is situated.

But the number of people covered by the National Health Insurance Scheme varies from State to State. An indication of the coverage that an individual enjoys will depend on his or her location, the population size and age and the state government of the State.

The most common of these schemes is the BPL (below poverty line) cards. This is a scheme where, with some minor modifications, all citizens are entitled to receive free medical cover in any part of the country. But the BPL cards cover only basic medical treatments, such as dental treatment, optical tests, prescription medicines and ophthalmology.

Other schemes are the BPL Medical Insurance, the BPL Medical Credit Cards, the HDF (Healthy Development Fund) scheme, the FAPIR (Federally Funded Private Institutions) and the FAP (Frontier Nutrition Programme). Each of these schemes is unique in its own way, and there are variations between States.

These cards do not cover treatment for mental illnesses or cosmetic surgery. Only those who fall under the mandatory weight criteria and fall under the age group of sixty-five and above are eligible for the scheme.

In order to apply for the National Health Insurance Card (NHS), you have to first visit the nearest Health Centres or the Delhi Health Cards Office. You will then have to fill up an application form that includes all the necessary particulars about yourself, such as the location of your dwelling, your sex, name, age, social security number and the month and year of birth.

After this, you will be required to undergo an examination and after you have done so, you will be required to sign an application form. If you are eligible, you will be issued with the National Health Insurance Card (NHI).

The Healthy Development Fund (HDF) scheme is another scheme that is provided by the National Health Insurance Scheme. This scheme provides comprehensive financial assistance for certain medical purposes, including drug treatment and for primary care services.

Posted on